Are you thinking about opening an Access Bank account? If you’re new to the process and feeling a bit overwhelmed, don’t worry. We got you.
We’ll answer all your questions about opening an Access Bank account online. We’ll explain what’s needed in order to get started; we will also list some types of Access Bank accounts and their opening requirements. All you need to do is sit back and read this article carefully. In no time at all, you’ll have everything you need to open an Access Bank account from the comfort of your own home!
Requirements for Access Bank Account Opening
Opening an Access Bank account is simpler than you might think! Before you begin, make sure you have all the requirements for Access Bank Account Opening. Here’s a list of what you’ll need:
- Access Mobile bank app
- Email address
- Phone Number of your Next of kin
- Mobile phone number
- Address
- Next of kin
- Active internet connection
- Smartphone
You can easily open an Access Bank account online in just a few steps. It’s fast, simple, and secure, perfect for anyone looking to open an account quickly and conveniently.
How to Open an Access Bank Account Online
Through the Access bank account opening page or the Access bank mobile app, you can open an Access bank account online in Nigeria.
Simply go to the Access bank account opening page and provide the necessary information to open an Access bank account online.
Here’s how to open a bank account online with Access Bank in a few simple steps:
If you don’t already have the Access Bank mobile app on your smartphone, you can get it by searching for “Access bank PLC” in Google Play Store or Apple Store and then download the app.
- After installing the app on your mobile device, open up the app and click on “Register.”
- The Next Step is to enter your “Mobile phone number” and Click on “Continue.”
- You’ll instantly receive an “Authentication code” via SMS on your phone.
- Enter the authentication code you received into the app
- Then, select “Savings Account” or your Preferred account type
- Next, type in your “First and Last name” and input your date of birth.
- Choose your gender, and click on next.
- You’ll be asked to re-enter your “Mobile number” and a valid “Email address.”
- Then enter your “National ID number” (Any Government ID will do)
- Next, select your city of residence and click on continue.
- Then type in the name and Number of your “Next of Kin”; after that, state your relationship with the next of kin.
- Next, choose your preferred Access bank branch (one close to your location)
- Finally, click on “Create Account” to complete your Access bank account opening.
With an Access Bank account, you can easily make payments, manage your finances and access a variety of banking services without having to step foot in a branch. You’ll also have access to digital banking solutions such as Internet banking and mobile banking, which enable you to manage your finances on the go anytime and anywhere!
USSD CODE Instant Access Bank Account Opening
Need an Access Bank Account in a hurry? No problem, you can use the *901# USSD code to get up and running within minutes! This is what you’ll need to do:
- Dial the Access bank account opening code *901*0# on your phone and follow the on-screen instructions.
- Next, your first name and your last name will be requested, and then input them
- Then, just follow the on-screen prompts to complete the registration. Some of the information you’d be required to provide will include a valid email address, phone number, date of birth, home address as well as your BVN.
- After completing these steps, your Access bank account number will be sent to you immediately via SMS.
Also, you can then visit any Access bank branch to update and validate your information at your convenience.
And just like that, voilà! You now have an Access Bank Account set up for yourself or someone else with just a few clicks on a mobile phone.
Types of Access Bank Accounts and Their Requirements
If you’re looking to open an Access Bank account, you’ll be pleased to know that the bank offers different types of accounts. Here’s a quick rundown of the account options available and their requirements.
Instant Savings Account
This is one of the most popular bank accounts Access Bank offers. It requires zero minimum balance simple and hassle-free account.
You can open this account by dialing *901*0# instead of filling out any forms.
The following information could be necessary while opening the account:
- A passport photograph
- BVN
- A valid means of Identification, such as a national ID card or driver’s license.
Premium Current Account
This kind of account is made for affluent clients to be able to handle their transaction needs on a daily basis. You will have access to mobile and internet banking with this type of account, as well as a free monthly e-statement of account.
If you open this kind of account and maintain a balance of one million naira, you may be eligible for free banking as well as a negotiable current maintenance fee (NCAMF) at the rate of one naira per mile.
Requirements include:
- Complete an account opening form
- A signature specimen card
- 2 completed reference forms
- 2 recent passport photographs
- Any recognized and valid form of identity
- Resident permit for non-Nigerians
- Proof of Address such as utility bills (light bill, water bill, DSTV receipt)
Diamond School Advantage Account
Private schools in Nigeria are the target market for this kind of account. The registered schools can easily conduct routine business transactions.
The requirements to open this account include the following;
- Executed account opening form
- Executed MSME school banking consent form
- N1,000 minimum opening balance
- 2 references
- 2 passport photos for each signatory
- Valid ID
- Certificate of incorporation or any other valid registration certificate from the Ministry of Education
- Memorandum and articles of association if applicable at any point.
DiamondX Account
This kind of account is for people who want to earn interest on the balance in their account. You can use the USSD code or go to any bank branch to open this kind of account.
Customers who open this kind of account have the potential to earn a wage for life, or N100,000 every month for the next 20 years, as well as additional benefits, including family health insurance and cash rewards.
The requirements to open this account include the following;
USSD:
- Dial *901*5# from your mobile device
- Select 1 to (open a Diamond Xtra
- account)
- Select 1 to open with BVN or 2 to open the account without BVN
- Enter your correct information and have your account number
Requirements for opening a DiamondXtra account online:
- 5,000 minimum opening balance
- A mobile phone with an accessible network
- Your full name and other personal details
- BVN (optional)
High-Interest Deposit Account (HIDA)
This kind of account offers space for putting money down for projects or rainy days. You can receive monthly interest from this type of Access Bank account while saving money.
There is a N150 penalty fee if the account balance falls below N5,000, and this type of account does not include a debit card.
To open a HIDA account, you need the following:
- Any valid means of identification
- A recent passport photograph
- Address verification
- Resident permit for foreigners
- Utility bill
- Minimum opening balance of N100,000
- Minimum operating balance of N5,000
Early Savers Account
Children under the age of 18, including those who have not yet been born, are eligible for this sort of account. A minimum deposit of N1,000 is required to start this kind of account, which enables a parent to manage it until the child reaches adulthood.
You only require the following to start an Early Savers Account:
- Completed account form
- Proof of residence with a utility bill
- KYC documentation of the child and guardian
- Visitation Report
- Anti-money laundering AML risk assessment of the guardian
- A passport photograph of the child and parent/guardian
- Birth certificate or international passport of the child
- Means of identification of the parent
- Parent or Guardian’s BVN
Evergreen Saving Account
This kind of account is offered in both current and future savings, and it is aimed at senior adults who are 60 years or older and higher.
Evergreen Savings Accounts have many benefits, including no monthly maintenance cost, free presents occasionally, 1.25% for individuals utilizing a Savings Account, and no minimum balance requirement.
To open an Evergreen Account, you must present the following:
- A duly completed form for the opening of the account
- 1 passport photograph
- A Valid means of identification (driver’s license, PVC, international passport, and National Identity card)
- Documentary evidence of address (Utility Bill)
Solo Account
For those looking to earn an interest rate of 1.15% between the ages of 16 and 30, this sort of account is available. You can choose from a variety of debit cards, just like with most other accounts, depending on your preference.
Customers can access school loans, special packages for those turning 18, promotional offers, personal development courses, and seminars with this sort of account. Customers can also benefit from discounts like 50% off with a debit card, to name a few.
Requirements for opening a Solo Account include the following:
- Completed account opening forms that include signature mandate card
- A valid means of identification with the same address as quoted in the account opening package. It will serve both as means of ID and address verification
- BVN of signatory
- KYC documentation of the customer
- AML risk assessment
- If the account has more than one person (joint account), all BVNs of the signatories is applicable
- Means of identification (School ID, NYSC ID, or any valid document that contains the matriculation number of the person who wishes to open the account)
- Optional provision of means of address
- Residence permit for non-Nigerians
- A passport photograph
Community Current Account
This type of bank account is for only registered nonprofit and non-governmental organizations. You need a minimum of N10,000 balance to start a community current account. Additionally, you have a chance to receive a checkbook, unrestricted use of Access Bank’s online banking system, and unrestricted withdrawals from any branch of the bank.
Requirements for opening a Community Current Account include the following:
- A duly completed Access Bank account opening form
- 2 recent passport photographs of each of the signatories of the account
- 2 completed reference forms
- IDs of all the signatories
- Proof of address (recent utility bill)
- Resident permit for non-Nigerians
- Copy of rules/constitution as signed by a least 2/3 (two-third) of key principle officers Certificate of resignation from CAC (for Community Current Account
Conclusion
Opening an Access Bank Account can be a great way to access banking services and start saving money. With the online process, it’s now easier than ever to open a bank account in just a few simple steps. All you need to do is provide the necessary documents and fill out the online application form. Once you have submitted the information, you will receive a confirmation of your account and be ready to start banking online!
Whether you’re looking to build your savings, have access to your funds, or just have the convenience of managing your finances on the go, an Access Bank Account could be a great option for you. So, don’t hesitate; get started today!