Moniepoint is one of the leading Fintech Companies in Nigeria, We will walk you through everything you need to know to get started with Moniepoint, including the USSD code. We’ll explain how MoniePoint USSD code works and give you a quick rundown of the most useful options like checking your balance, sending money to friends, paying bills, and more.
What is MoniePoint?
Moniepoint Inc., is a fintech company founded by Tosin Eniolorunda and Felix Ike in 2015 that focuses on providing financial solutions for businesses and individuals.
Tosin Eniolorunda and Felix Ike co-founded Moniepoint Inc. in 2015 after meeting at Interswitch. Moniepoint Inc. was created as “TeamApt” to offer back-end services to Nigerian banks. In 2019, Moniepoint Inc. was granted a switching license in Nigeria. MoniePoint got a banking license from the Central Bank of Nigeria in 2022, and it began providing commercial banking services to Nigerian merchants. In July 2023, Moniepoint introduced personal banking services for people, in line with the Central Bank of Nigeria’s financial inclusion goals.
Why Use MoniePoint?
MoniePoint offers a convenient way to do banking on the go without any internet connection. Some of the main benefits of using the service include:
- It’s very affordable as transactions are charged at flat rates. Sending money to other customers costs only 0.5% per transaction.
- It’s fast and instant. Money transfers between MoniePoint users are completed instantly.
- It’s secure, your information and money are safe.
- It’s accessible 24/7 so you can use the service anytime and anywhere.
- Customer support is available in case you need any help. You can chat with them on social media.
In summary, MoniePoint provides an easy, low-cost option for mobile banking and payments in Nigeria. With more people embracing mobile money services, MoniePoint is poised to become a popular choice for convenient and affordable banking on the go.
How to Create a Moniepoint Account
If you are a new customer, you can easily create a new MoniePoint account by following these steps:
- Download the Moniepoint personal banking app from either the Google Play Store or the App Store.
- Launch the App and tap on Sign Up.
- Enter your information in the fields provided, your email address, and your phone. Click on Next.
- Moniepoint will send you a 6-digit OTP code. Enter the code and click Next.
- You’ll be asked to provide your BVN (Bank Verification Number) and date of birth.
- After entering your BVN and date of birth, click Next to proceed with the registration.
- You’ll be prompted to choose a username and a strong password for your Moniepoint account. Enter your preferred username and password, then click on Create Profile.
- Once done, you will get a confirmation that your profile has been created. Click Proceed to continue.
- Now you need to set a 4-digit transaction PIN. This PIN will be used for transfers, buying data, airtime, payment of bills and more. Choose a PIN you can easily remember.
- Enter the PIN, and click Create PIN.
- You’ll be asked about enabling biometrics for additional security. You can choose Not Now if you don’t want to enable it or continue to the next step to enable it.
- If you choose to enable biometrics, add your fingerprint to the app.
- You will be required to provide your residential address and attestation, and then complete a face verification to confirm your identity.
- Click, Continue upgrade.
- Proceed to verify your face.
- Click Let’s start to record your face using your phone’s front camera.
- After recording your face, a message will appear. Then click Done.
- Finally, submit your address and attestation and wait for verification to be completed.
Once your information are verified, you can start using your personal Moniepoint account for various financial transactions .Registering for MoniePoint only takes a few minutes but provides 24/7 access to your bank account on the go. Be sure to keep your MoniePoint PIN secure to protect your information. If you have any issues registering or accessing your account, contact the customer service for help.
What Is MoniePoint USSD Code?
Moniepoint USSD code is a mobile banking service that allows you to access your bank account and perform transactions directly through your phone’s dial pad. You don’t need internet connectivity or a smartphone app to use it. All you need is a basic mobile phone.
How Does It Work?
To use Moniepoint USSD, simply dial *888# from your phone and follow the menu prompts.
If you’re looking for a convenient, low-cost way to manage your bank account on the go, give Moniepoint USSD a try. Within a few minutes, you’ll be checking balances, paying bills, and transferring money directly through your mobile phone.
Transfer With MoniePoint USSD
The Moniepoint USSD code allows you to access your bank account and perform transactions right from your mobile phone. No need to download an app or register for online banking. All you need is your phone!
To initiate a transfer follow these steps:
- Dial *888# on your mobile phone.
- Select the transfer option.
- Enter the recipient’s account number.
- Enter the amount you want to transfer.
- Confirm transaction details.
- Enter your PIN to authorize the transfer.
By following these steps you can transfer money to any bank account in Nigeria using USSD code MoniePoint.
Your money will be deposited directly into the recipient’s account, usually within a few seconds.
Check Account Balance With MoniePoint USSD
To check your account balance using MoniePoint USSD, follow these steps:
- Dial *888# on your mobile device
- Select the account balance check option.
- Wait for a few seconds for the system to retrieve your account information.
- You will receive a message containing your current account balance.
This feature allows you to keep track of your finances without accessing the internet or going to a physical bank branch. Your number must be registered with MoniePoint to access this service. Checking your balance regularly using the USSD code is a convenient way to keep track of your account and ensure there are no unauthorized deductions. If at any time you notice unrecognized transactions on your statement, contact MoniePoint customer support immediately.
Airtime Purchase via Moniepoint USSD
Buying airtime on your phone has never been easier thanks to Moniepoint’s USSD service. Whether you need to top up your own phone or send airtime to friends and family, you can do it all directly from your mobile phone using a few simple codes.
- Dial *888# on your mobile phone.
- Select the option to buy airtime.
- Select the network provider you want to top up.
- Enter the phone number you want to top up.
- Specify the amount of airtime.
- Confirm transaction details.
- Authorize purchases by entering your PIN.
By following these steps, you can instantly load airtime, ensuring uninterrupted communication.
MoniePoint USSD Code for Loan Application
MoniePoint provides an effective platform for obtaining loans. Applying for a loan with the MoniePoint USSD *888* code is simple, whether you need money for personal spending, business operations, or an emergency.
The MoniePoint USSD code can be used to apply for a personal loan right from your phone. This convenient service allows you to check your loan eligibility and apply without having to visit a branch.
Some of the benefits of applying for a MoniePoint personal loan using the USSD code include:
- Convenience: You can apply anytime, anywhere right from your basic phone. No need to visit a branch.
- Fast processing: Applications submitted via USSD code are processed faster. You’ll know if you’re approved within two business days.
- Competitive rates: MoniePoint offers very competitive interest rates on loans.
MoniePoint is committed to providing innovative services to make your life more convenient.
- Dial *888# on your mobile phone.
- Select the option that allows you to apply for a loan.
- To provide necessary information, such as loan amount and repayment period, follow the on-screen prompts to enter it.
- Submit your application.
- Wait for loan approval notification; it will be sent to your registered mobile number.
Overall, Moniepoint’s USSD codes make mobile money management simple and convenient. Whether topping up your own airtime, sending airtime to others or checking your balance and transaction history, it only takes a few taps on your phone keypad to get the job done. Staying connected has never been easier thanks to this innovative service.
Conclusion
The Moniepoint USSD code puts your bank account at your fingertips anytime, anywhere. By following a few simple prompts, you can check balances, transfer funds, change account settings and more using just your mobile phone. Convenient and secure, Moniepoint Banking offers an easy way for you to access and manage your money.